Rates

Loan Rates

Visa Credit Card 14.25%
Share Secured up to 48 Months: Current Share Savings Rate Plus 2.00%
New Vehicle 2017-2013
125% Finance Up To 36 Months as low as 1.90%
125% Finance Up To 48 Months as low as 1.90%
125% Finance Up To 60 Months as low as 1.90%
125% Finance Up To 72 Months as low as 2.50%
Used Vehicle 2012-2007
110% Finance Up To 60 Months as low as 2.75%
Used Vehicle (2006 and older or any auto/truck over 100k miles)
90% Finance Up To 48 Months as low as 4.50%
New ATV, Watercraft, Snowmobile
125% Finance Up To 60 Months as low as 3.99%
Used ATV, Watercraft, Snowmobile (2012 and older)
110% of NADA Retail Value as low as 5.50%
Other Fully Secured Loans
Up to 48 Months as low as 7.50%
75% Secured & 25% Unsecured
Up To 48 Months as low as 9.00%
Unsecured Signature Loans
Up To 48 Months as low as 6.75%
RV, Motorhome and Boat
New up to 144 mo. as low as 3.90%
Used up to 144 mo. as low as 4.90%
Home Equity First Mortgage Loans
80% Loan To Value
Up To 180 Months as low as 4.00%
Home Equity Second Mortgage Loans
80% Combined Loan to Value
Up To 180 Months as low as 5.00%

Savings Rates

Account Description APR* APY** Minimum Amount
Regular Share Savings 0.15% 0.15% $5.00
Special Savings 0.25% 0.25% $25.00
Share Draft (Checking) 0.05% 0.05% $0.00
IRA and Roth Share Savings 0.25% 0.25% $50.00
Certificates
6 Month Certificate 0.25% 0.25% $1,000.00
12 Month Certificate 0.35% 0.35% $1,000.00
18 Month Certificate 0.45% 0.45% $1,000.00
24 Month Certificate 0.60% 0.60% $1,000.00
36 Month Certificate 0.70% 0.70% $1,000.00
Certificate Specials
48 Month Certificate 0.80% 0.80% $10,000.00
60 Month Certificate 1.00% 1.00% $10,000.00
IRAs
12 Month Traditional IRA 0.50% 0.50% $1,000.00
24 Month Traditional IRA 0.60% 0.60% $1,000.00
12 Month Roth IRA 0.50% 0.50% $1,000.00
24 Month Roth IRA 0.60% 0.60% $1,000.00

*APR = Annaul Percentage Rate

**APY = Annual Percentage Yield

Rates subject to change without notice

All loans subject to credit approval

Credit qualifiers determine eligibility for financing in excess of 100% LTV and in some cases a down payment may be required