Rates

Loan Rates

New Vehicle/Motorcycle 2020-Newer
36 Months	as low as 4.99% APR*
60 Months	as low as 5.75% APR*
72 Months	as low as 6.25% APR*
84 Months	as low as 7.25% APR*

Used Vehicle/Motorcycle 2012-2018
36 Months	as low as 5.25% APR*
48 Months	as low as 5.75% APR*
60 Months	as low as 6.50% APR*
72 Months	as low as 7.25% APR*

Equity Vehicle
60 Months	as low as 5.50% APR*
72 Months	as low as 6.50% APR*

Used Vehicle 2011 or older/over 100k miles
48 Months	as low as 8.25% APR*

RV or Boat 2020-Newer
New	as low as 6.75% APR*
Used	as low as 7.99% APR*

ATV/PWC/Snowmobile
New	as low as 6.50% APR*
Used	as low as 7.75% APR*

Personal Unsecured
24 Months	as low as 6.75% APR*
48 Months	as low as 7.75% APR*

Home Equity Up To 80% LTV
120 Months	as low as 5.99% APR*
180 Months	as low as 6.75% APR*

Share Secured are 3.00% APR* over deposit rate

Visa Credit Card as low as 8.75% APR*

Savings Rates

Account Description	APR*	APY**	Minimum Amount
Regular Share Savings	0.10%	0.10%	$5.00
Special Savings	0.15%	0.15%	$25.00
Share Draft (Checking)	0.05%	0.05%	$0.00
IRA and Roth Share Savings	0.25%	0.25%	$50.00

Certificates
6 Month Certificate	0.25%	0.25%	$1,000.00
12 Month Certificate	0.35%	0.35%	$1,000.00
18 Month Certificate	0.45%	0.45%	$1,000.00
24 Month Certificate	0.60%	0.60%	$1,000.00
36 Month Certificate	0.70%	0.70%	$1,000.00

Certificate Specials
48 Month Certificate	0.80%	0.80%	$10,000.00
60 Month Certificate	1.00%	1.00%	$10,000.00

IRAs
12 Month Traditional IRA	0.50%	0.50%	$1,000.00
24 Month Traditional IRA	0.60%	0.60%	$1,000.00

12 Month Roth IRA	0.50%	0.50%	$1,000.00
24 Month Roth IRA	0.60%	0.60%	$1,000.00