Rates











Risk-Based | Loans | Savings | Certificates

Rates are accurate as of 01/25/08. The rate you receive will be based on your credit record, the better your credit record, the lower your rate.


Share Secured

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 Months 3.25 3.25 3.25 3.25 3.25


New Vehicle 100% Finance

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 36 months 4.50  5.00 6.50 7.75  10.25


New Vehicle 100% Finance

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 months 5.00 5.50 7.00 8.25 10.75


New Vehicle 100% Finance

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 60 Months 5.50 6.00 7.50 8.75 11.25


Used Vehicle 2007 to 2003

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 60 Monhts 6.00 6.50 8.00 9.75 12.25


Used Vehicle 2002 - 1997

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 Months

7.50

8.00 8.50  10.50 13.00


New ATV, Watercraft, Snowmobile

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 60 Months 7.50  8.00 8.50 9.50 12.00


Used ATV, Watercraft, Snowmobile

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 Months 8.00 8.50 9.25 10.25 12.75


New Vehicle 100% Finance over $25,000

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 72 Months 6.00 6.500 8.00 9.25 11.75


Other Fully Secured Loans

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 Months 8.00 8.50 9.00 10.00 12.50


Unsecured Signature Loans 

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
up to 48 Months 10.50 11.50 12.50 13.50 16.00


Second Mortgage Loan up to 15 years

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
Up to 180 months 6.25 6.75 7.75 8.75 11.25

 

*APR = Annual Percentage Rate
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Rates subject to change
Loans Rate APR* Term  
VISA CREDIT CARD   14.250 n/a Calculator

**Loans in excess $25,000.00
*APR = Annual Precentage Rate

Go To Loan Application | Go To Calculators | Back to Top
 

Rates subject to change
Savings Dividend Rate APY* Term
Regular Shares 1.250 1.260 n/a
Share Draft (checking) Account 0.250 0.250 n/a
I R A Share Savings 2.250 2.270 n/a
Roth I R A Share Savings 2.250 2.270 n/a
Rate = Annual Precentage Rate
*APY = Annual Precentage Yield

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Rates subject to change
Certificates Interest Rate APY* Term
6 month Certificate of Deposit 1.850 1.860 6
6 month Certificate of Deposit over $10,000

3.350

3.380  6
12 month Certificate of Deposit   2.000 2.020 12
12 month Certificate of Deposit over $10,000 3.500 3.550 12
18 month Certificate of Deposit 1.850 1.880 18
18 month Certificate of Deposit over $10,000 3.350 3.380 18
24 month Certificate of Deposit 1.750 1.770 24
24 month Certificate of Deposit over $10,000 3.250 3.290 24
36 month Certificate of Deposit 1.750 1.770 36
36 month Certificate of Deposit over $10,000 3.250 3.290 36
12 month I R A Certificate of Deposit 3.750 3.790 12
24 month I R A Certificate of Deposit 3.750 3.790 24
12 month Roth I R A Certificate of Deposit 3.750 3.790 12
24 month Roth I R A Certificate of Deposit 3.750 3.790 24
 

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