Risk-Based | Loans | Savings | Certificates
|
Loan and savings rates are accurate as of May, 2010.
When borrowing, the annual percentage rate (APR) you receive will be based on your credit record,
the better your credit record, the lower your rate.- You may apply for most loans in person, by phone or online.
|
Share Savings Secured
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
2.45 |
2.45 |
2.45 |
2.45 |
2.45 |
New Vehicle 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 36 months |
3.99 |
4.49 |
6.00 |
7.75 |
10.25 |
New Vehicle 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 months |
3.99 |
4.49 |
6.50 |
8.25 |
10.75 |
New Vehicle 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
3.99 |
4.49 |
7.00 |
8.75 |
11.25 |
Used Vehicle 2009 to 2005
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
5.49 |
6.00 |
7.50 |
9.75 |
12.25 |
Used Vehicle 2004 - 1999
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
6.50
|
7.50 |
8.00 |
10.50 |
13.00 |
New ATV, Personal Watercraft, Snowmobile
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
6.50 |
7.50 |
8.00 |
9.50 |
12.00 |
Used ATV, Watercraft, Snowmobile
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
7.50 |
8.00 |
8.75 |
10.25 |
12.75 |
New Vehicle 100% Financing over $25,000
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 72 Months |
6.00 |
6.500 |
8.00 |
9.25 |
11.75 |
Other Fully Secured Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
7.50 |
8.00 |
8.75 |
10.00 |
12.50 |
Unsecured Signature Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
10.50 |
11.50 |
12.50 |
13.50 |
16.00 |
Second Mortgage Loan up to 15 years
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 180 months |
5.50 |
6.75 |
7.75 |
8.75 |
11.25 |
| Loans |
Rate |
APR* |
Term |
|
| VISA CREDIT CARD - no annual fee |
14.250 |
14.250 |
n/a |
Calculator |
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share Savings - $ 5 minimum balance to open |
0.450 |
0.450 |
n/a |
| Checking Account - No minimum balance required to open |
0.100 |
0.100 |
n/a |
| I R A Share Savings - $ 50 minimum balance to open |
1.100 |
1.110 |
n/a |
| Roth I R A Share Savings - $ 50 minimum balance to open |
1.100 |
1.110 |
n/a |
Rate = Annual Percentage Rate
*APY = Annual Percentage Yield
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|
| Certificates $1000 required to open a CD |
Interest Rate |
APY* |
Term |
| 6 month Certificate of Deposit |
0.750 |
0.750 |
6 |
| 6 month Certificate of Deposit over $10,000 |
0.850
|
0.850 |
6 |
| 12 month Certificate of Deposit |
0.950 |
0.960 |
12 |
| 12 month Certificate of Deposit over $10,000 |
1.150 |
1.160 |
12 |
| 18 month Certificate of Deposit |
1.150 |
1.160 |
18 |
| 18 month Certificate of Deposit over $10,000 |
1.350 |
1.360 |
18 |
| 24 month Certificate of Deposit |
1.250 |
1.260 |
24 |
| 24 month Certificate of Deposit over $10,000 |
1.450 |
1.460 |
24 |
| 36 month Certificate of Deposit |
1.350 |
1.360 |
36 |
| 36 month Certificate of Deposit over $10,000 |
1.550 |
1.560 |
36 |
| 12 month I R A Certificate of Deposit |
1.550 |
1.560 |
12 |
| 24 month I R A Certificate of Deposit |
1.650 |
1.660 |
24 |
| 12 month Roth I R A Certificate of Deposit |
1.550 |
1.560 |
12 |
| 24 month Roth I R A Certificate of Deposit |
1.650 |
1.660 |
24 |
