Risk-Based | Loans | Savings | Certificates
|
Loan and savings rates are accurate as of February, 2012
When borrowing, the annual percentage rate (APR) you receive will be based on your credit record,
the better your credit record, the lower your rate.- Model year and mileage may also be considered for vehicle loans. You may apply for most loans in person, by phone or online.
Go To Calculators if you would like to estimate your monthly loan payment.
|
Share Savings Secured
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
2.25 |
2.25 |
2.25 |
2.25 |
2.25 |
When planning to purchase a new or used vehicle, be sure to ask about our FREE car buying service. It can save you time and money on both your purchase and trade.
New Vehicle (CARS,TRUCKS, MOTORCYLES, BOATS) up to 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 36 months |
2.99 |
3.49 |
5.49 |
7.75 |
10.25 |
New Vehicle up to 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 months |
2.99 |
3.49 |
5.99 |
8.25 |
10.75 |
New Vehicle up to 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
2.99 |
3.49 |
6.49 |
8.49 |
11.25 |
Used Vehicle 2003 - 2011
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
3.49 |
4.00 |
7.50 |
9.75 |
12.25 |
Used Vehicle 2000 - 2002
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
5.49
|
6.00 |
8.00 |
10.50 |
13.00 |
New ATV, Personal Watercraft, Snowmobile
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 60 Months |
6.50 |
7.50 |
8.00 |
9.50 |
12.00 |
Used ATV, Watercraft, Snowmobile
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
7.50
|
8.00 |
8.75 |
10.25 |
12.75 |
New Vehicle 100% Financing over $25,000
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 72 Months |
3.49 |
4.00 |
7.00 |
8.75 |
10.75 |
Other Fully Secured Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
7.50 |
8.00 |
8.75 |
10.00 |
12.50 |
Unsecured Signature Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 Months |
10.50 |
11.50 |
12.50 |
13.50 |
16.00 |
Second Mortgage Loan up to 15 years (First Mortgage options are available through CU Mortgage, our lending partner. Contact us for details.)
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 180 months |
5.50 |
6.75 |
7.75 |
8.75 |
11.25 |
| Loans |
Rate |
APR* |
Term |
|
| VISA CREDIT CARD - no annual fee |
14.250 |
14.250 |
n/a |
Calculator |
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share Savings - $ 5 minimum balance to open |
0.250 |
0.250 |
n/a |
| Checking Account - No minimum balance required to open |
0.050 |
0.050 |
n/a |
| I R A Share Savings - $ 50 minimum balance to open |
0.750 |
0.750 |
n/a |
| Roth I R A Share Savings - $ 50 minimum balance to open |
0.750 |
0.750 |
n/a |
Rate = Annual Percentage Rate
*APY = Annual Percentage Yield
Back to Top
|
| Certificates $1000 required to open a CD |
Interest Rate |
APY* |
Term |
| 6 month Certificate of Deposit |
0.550 |
0.550 |
6 |
| 6 month Certificate of Deposit over $10,000 |
0.650
|
0.650 |
6 |
| 12 month Certificate of Deposit |
0.750 |
0.750 |
12 |
| 12 month Certificate of Deposit over $10,000 |
0.850 |
0.850 |
12 |
| 18 month Certificate of Deposit |
0.850 |
0.850 |
18 |
| 18 month Certificate of Deposit over $10,000 |
0.950 |
0.950 |
18 |
| 24 month Certificate of Deposit |
0.950 |
0.960 |
24 |
| 24 month Certificate of Deposit over $10,000 |
1.000 |
1.010 |
24 |
| 36 month Certificate of Deposit |
1.150 |
1.160 |
36 |
| 36 month Certificate of Deposit over $10,000 |
1.250 |
1.260 |
36 |
| 12 month I R A Certificate of Deposit |
1.250 |
1.250 |
12 |
| 24 month I R A Certificate of Deposit |
1.350 |
1.350 |
24 |
| 12 month Roth I R A Certificate of Deposit |
1.250 |
1.250 |
12 |
| 24 month Roth I R A Certificate of Deposit |
1.350 |
1.350 |
24 |
Be sure to ask us about our free new and used car buying service. This is the fast, convenient and affordable way to find your next vehicle.