Rates

Risk-Based | Loans | Savings | Certificates

Loan and savings rates are accurate as of February, 2012
When borrowing, the annual percentage rate (APR) you receive will be based on your credit record,
the better your credit record, the lower your rate.- Model year and mileage may also be considered for vehicle loans. You may apply for most loans in person, by phone or online.

Go To Calculators if you would like to estimate your monthly loan payment.

Share Savings Secured

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 Months	2.25	2.25	2.25	2.25	2.25

When planning to purchase a new or used vehicle, be sure to ask about our FREE car buying service. It can save you time and money on both your purchase and trade.

New Vehicle (CARS,TRUCKS, MOTORCYLES, BOATS) up to 100% Financing

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 36 months	2.99	3.49	5.49	7.75	10.25

New Vehicle up to 100% Financing

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 months	2.99	3.49	5.99	8.25	10.75

New Vehicle up to 100% Financing

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 60 Months	2.99	3.49	6.49	8.49	11.25

Used Vehicle 2003 - 2011

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 60 Months	3.49	4.00	7.50	9.75	12.25

Used Vehicle 2000 - 2002

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 Months	5.49	6.00	8.00	10.50	13.00

New ATV, Personal Watercraft, Snowmobile

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 60 Months	6.50	7.50	8.00	9.50	12.00

Used ATV, Watercraft, Snowmobile

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 Months	7.50	8.00	8.75	10.25	12.75

New Vehicle 100% Financing over $25,000

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 72 Months	3.49	4.00	7.00	8.75	10.75

Other Fully Secured Loans

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 Months	7.50	8.00	8.75	10.00	12.50

Unsecured Signature Loans

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 48 Months	10.50	11.50	12.50	13.50	16.00

Second Mortgage Loan up to 15 years (First Mortgage options are available through CU Mortgage, our lending partner. Contact us for details.)

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*
Up to 180 months	5.50	6.75	7.75	8.75	11.25

*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top

Rates subject to change

Loans	Rate	APR*	Term
VISA CREDIT CARD - no annual fee	14.250	14.250	n/a	Calculator

**Loans in excess $25,000.00
*APR = Annual Percentage Rate

Go To Loan Application | Go To Calculators | Back to Top

Rates subject to change

Savings	Dividend Rate	APY*	Term
Regular Share Savings - $ 5 minimum balance to open	0.250	0.250	n/a
Checking Account - No minimum balance required to open	0.050	0.050	n/a
I R A Share Savings - $ 50 minimum balance to open	0.750	0.750	n/a
Roth I R A Share Savings - $ 50 minimum balance to open	0.750	0.750	n/a

Rate = Annual Percentage Rate
*APY = Annual Percentage Yield

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Rates subject to change

Certificates $1000 required to open a CD	Interest Rate	APY*	Term
6 month Certificate of Deposit	0.550	0.550	6
6 month Certificate of Deposit over $10,000	0.650	0.650	6
12 month Certificate of Deposit	0.750	0.750	12
12 month Certificate of Deposit over $10,000	0.850	0.850	12
18 month Certificate of Deposit	0.850	0.850	18
18 month Certificate of Deposit over $10,000	0.950	0.950	18
24 month Certificate of Deposit	0.950	0.960	24
24 month Certificate of Deposit over $10,000	1.000	1.010	24
36 month Certificate of Deposit	1.150	1.160	36
36 month Certificate of Deposit over $10,000	1.250	1.260	36
12 month I R A Certificate of Deposit	1.250	1.250	12
24 month I R A Certificate of Deposit	1.350	1.350	24
12 month Roth I R A Certificate of Deposit	1.250	1.250	12
24 month Roth I R A Certificate of Deposit	1.350	1.350	24

Be sure to ask us about our free new and used car buying service. This is the fast, convenient and affordable way to find your next vehicle.