"Member owned, dedicated to fitting your financial needs since 1957"
Open to the members of U.A. Local Number 455 and their families.
411 Main Street #102, Saint Paul, Minnesota 55102
Regular business hours: Monday, Tuesday, Thursday, Friday: 9:00 a.m. - 5:00 p.m.
Wednesday: 1:00 p.m. - 8:30 p.m.
Twin Cities Auto Show March 8 - 16
Sure there will be lots of cars to look at, various makes and models... decisions, decisions.
The good news, there is only one place to turn for financing when you buy your next vehicle, your Credit Union. Our rates are as low at 1.90% APR and if by chance you already purchased a vehicle and financed at a higher rate, you may qualify to refinance the balance with us. Call or visit the Credit Union for details. *
These annual percentage rates were in effect March 1, 2014 and are based on your credit history, year of vehicle and term. All rates subject to change. Payment example: $25,000 borrowed for 60 months at 1.90% APR will have an approximate monthly payment of $437.10.
Home loans - first and second mortgages
Through our lending partners CU Mortgage and First Class Mortgage various First Mortgage loan options are available for our members. In addition, the Credit Union finances Second/Home equity loans. Contact Wayne Melby at our office 651-227-0771 to review which loan plan will best meet your needs.
We'll find your next car for you
As another free member benefit, our partners at CU Auto will help you find your next new or used vehicle. Mike Marra, our representative, will talk or meet with you to learn your vehicle preference, and then shop and negotiate the price. He can also help with your "trade". To view cars log onto the Car buying services website and then call Mike at 952-997-8285 (Monday- Wednesday) or 763-350-0261 for more details.
* These annual percentage rates were in effect March 1, 2014 and are based on year of vehicle, term and your credit history. All rates subject to change. Payment example: $25,000 borrowed for 60 months at 1.90% APR will have an approximate monthly payment of $437.10.
24 HOURS A DAY - APPLY FOR YOUR LOAN!
Estimate your monthly payment for a vehicle and other personal loans
with our online Calculator and then apply through our website or by calling 651-227-0771.
* Longer terms, up to 144 months may be available for certain titled vehicles such as boats, RV's or motor homes. Contact Wayne or Shannon for specific information.
Home buying seminar offers free tips for members
Has your family outgrown your current home? Are you a first-time home buyer and don't even know where to begin? Attend one of CU Companies' informative home buying seminars where their experts will walk you through the home buying process from start to closing.
Some of the topics covered:
Home Buying Process
- How much home can I afford/qualify for?
- How much will I need at closing?
- Q & A session with CU Companies REALTORS® and mortgage loan officers.
Seminars will be April 8 and start at 6:00 p.m. Please call (651) 631-3111 or e-mail email@example.com with your reservation.
Enjoy shopping with one of our "cards" in your wallet
Buying online or by telephone requires a credit or debit card. If you select a credit card, is the one you are using affordable? Our VISA Card has no annual fee and the interest rate is just 14.25% APR. *
Also, our re-loadable VISA Travel Card is popular with travelers or members who do not qualify for a credit card. It will hold balances up to $5000. There is a $3.95 fee for the card. Obtain more information or a card by talking with one of our staff.
Another option is the Credit Union's Debit Card, linked directly to your checking account. Contact the Credit Union for details and to apply for one of our cards,
* VISA Annual percentage rate was in effect 3/1/2014 and is subject to change. Complete terms and conditions provided when you apply.
Online Bill Payment the easy way to pay
Have you tried our Online Bill Payment Service to pay utilities, credit cards, insurance or other bills? It's as easy as following the screens and entering all the information about the company you are paying. Log onto the Pipeline Home Banking site and select Bill Pay icon to review the terms and conditions page, confirm your acceptance and then enter all the information for the bill payments you wish to take place in the future.
If you experience problems or have questions phone 888-551-0118 for assistance.
This Guided Tour explains the features and benefits of Online Bill Payment.
Also, this interactive link will allow you to familarize yourself with the screens you will be using.
It's time to think about retirement
Have you thought about retirement yet? If an Individual Retirement Account is part of your plan consider the savings options offered by your Credit Union. We offer eligible members Traditional and Roth IRAs in the form of daily interest accounts and certificate of deposits. Contact our staff for more information.
* We recommend you speak with a tax adviser to determine your eligibility and any tax benefits of the IRA products you are considering.
Order your free credit report
Help the kids at Gillette Children's Health Care
Pipefitters Steamfitters and other area credit unions have joined together to support the Children's Miracle Network. This non-profit organization is dedicated to helping kids by raising funds for hospitals and programs across North America. The money we raise benefits Gillette Children's Specialty Healthcare, St. Paul. Donations of $3 or more will be recognized with a paper balloon hung in our office. You can mail your check payable to Children's Miracle Network to our office or make your donation the next time you are in the branch.
We always encourage members to review their credit history. Once a year you are able to do so for free. Follow this link to order your Free Credit Report.
Apply online, in person or by phone when you need a loan.