"Member owned, dedicated to fitting your financial needs since 1957"
Open to the members of U.A. Local Number 455 and their families.
411 Main Street #102, Saint Paul, Minnesota 55102
Regular business hours: Monday, Tuesday, Thursday, Friday: 9:00 a.m. - 5:00 p.m.
Wednesday: 1:00 p.m. - 8:30 p.m.
December 24 - 9:00 a.m. - 2:00 p.m. and closed December 25 for Christmas
December 31- 9:00 a.m. - 2:00 p.m. and closed January 1 for New Years Day
There will be savings with our 1.90% APR vehicle loan
Whether you are buying a new or used car, truck, van at the car sale or through another source, your Credit Union offers affordable financing. Eligible members can finance 2010 - 2014 vehicles for as low as 1.90% APR. Older model vehicles have an exceptional rate too. If you borrowed from another lender, compare our rate to theirs and see if refinancing with us can save you money. You can apply for your loan by calling Wayne or Shannon at 651-227-0771 or through our website.
As another free member benefit, our partners at CU Auto will help you find your next new or used vehicle. Mike Marra, our representative, will talk or meet with you to learn your vehicle preference, and then shop and negotiate the price. He can also help with your "trade". To view cars log onto the Car buying services website and then call Mike at 952-997-8285 (Monday- Wednesday) or 763-350-0261 for more details.
* These annual percentage rates were in effect December 1, 2013 and are based on your credit history. All rates subject to change. Payment example: $25,000 borrowed for 60 months at 1.90% APR will have an approximate monthly payment of $437.10.
Home loans - first and second mortgages
Mortgage lending rates are low and with home prices attractive, this may be a good time to buy, sell or refinance your home. Your Credit Union offers loan options for purchases and refinancing of first mortgages through our lending partners at CU Mortgage and First Class Mortgage. They finance loans for qualified members in both Minnesota and Wisconsin. When seeking a Second Mortgage/Equity loan, the Credit Union may have financing available. Call Wayne Melby at our office -651-227-0771 to discuss your plans and find the best loan to meet your needs. * Closing costs may apply.
New Boats, RV's and Motorhomes financed for up to
144 months at a rate as low as 3.90% apr. contact us for more details.
24 HOURS A DAY - APPLY FOR YOUR LOAN!
Estimate your monthly payment for a vehicle and other personal loans
with our online Calculator and then apply through our website or by calling 651-227-0771.
* Longer terms, up to 144 months may be available for certain titled vehicles such as boats, RV's or motor homes. Contact Wayne or Shannon for specific information.
Home buying seminar offers free tips for members
Has your family outgrown your current home? Are you a first-time home buyer and don't even know where to begin? Attend one of CU Companies' informative home buying seminars where their experts will walk you through the home buying process from start to closing.
Some of the topics covered:
Home Buying Process
- How much home can I afford/qualify for?
- How much will I need at closing?
- Q & A session with CU Companies REALTORS® and mortgage loan officers.
Seminars will be January 9 or February 6 and start at 6:00 p.m. Please call (651) 631-3111 or e-mail email@example.com with your reservation.
Scholarship opportunity returns
The Minnesota Family Involvement Council (FIC) is kicking off this year’s scholarship program! In 2014 they will award $10,000 in scholarships to help credit union members continue their education. More information and online applications are now available on the FIC website.
The FIC is offering two $1,000 scholarships and 16 $500 scholarships to 18 credit union members throughout Minnesota. Anyone who is a member of a Minnesota credit union affiliated with the Minnesota Credit Union Network and who is pursuing post-secondary education during fall 2014/spring 2015 is eligible to apply.
Enjoy shopping with one of our "cards" in your wallet
Buying online or by telephone requires a credit or debit card. If you select a credit card, is the one you are using affordable? Our VISA Card has no annual fee and the interest rate is just 14.25% APR. *
Also, our re-loadable VISA Travel Card is popular with travelers or members who do not qualify for a credit card. It will hold balances up to $5000. There is a $3.95 fee for the card. Obtain more information or a card by talking with one of our staff.
Another option is the Credit Union's Debit Card, linked directly to your checking account. Contact the Credit Union for details and to apply for one of our cards,
* VISA Annual percentage rate was in effect 12/1/2013 and is subject to change. Complete terms and conditions provided when you apply.
Online Bill Payment the easy way to pay
Have you tried our Online Bill Payment Service to pay utilities, credit cards, insurance or other bills? It's as easy as following the screens and entering all the information about the company you are paying. Log onto the Pipeline Home Banking site and select Bill Pay icon to review the terms and conditions page, confirm your acceptance and then enter all the information for the bill payments you wish to take place in the future.
If you experience problems or have questions phone 888-551-0118 for assistance.
This Guided Tour explains the features and benefits of Online Bill Payment.
Also, this interactive link will allow you to familarize yourself with the screens you will be using.
It's time to think about retirement
Have you thought about retirement yet? If an Individual Retirement Account is part of your plan consider the savings options offered by your Credit Union. We offer eligible members Traditional and Roth IRAs in the form of daily interest accounts and certificate of deposits. Contact our staff for more information.
* We recommend you speak with a tax adviser to determine your eligibility and any tax benefits of the IRA products you are considering.
Help the kids at Gillette Children's Health Care
Pipefitters Steamfitters and other area credit unions have joined together to support the Children's Miracle Network. This non-profit organization is dedicated to helping kids by raising funds for hospitals and programs across North America. The money we raise benefits Gillette Children's Specialty Healthcare, St. Paul. Donations of $3 or more will be recognized with a paper balloon hung in our office. You can mail your check payable to Children's Miracle Network to our office or make your donation the next time you are in the branch.
Apply online, in person or by phone when you need a loan.
“Don’t Tax My Credit Union” is a national campaign dedicated to ensuring Congress doesn’t raise taxes on 96 million credit union members nationwide and preserves financial choice for American consumers. View this link for more information and Join us today to share your story and tell Congress: Don’t Tax My Credit Union!