"Member owned, dedicated to fitting your financial needs since 1957"
Pipefitters Steamfitters Credit Union, Saint Paul, Minnesota is a nonprofit/cooperative financial institution
open to the members of U.A. Local Number 455 and their families.
Withdraw extra cash from your account using your
Instant Cash & Check card
Starting August 18, you have the option to select "debit" or "credit" card at most merchants. When using the debit option, enter the same Personal Identification Number (PIN) you use for ATM withdrawals. Before completing the purchase most terminal screens will ask: "WOULD YOU LIKE CASH BACK?" Just select from the dollar amounts being offered or press the decline option. If the terminal defaults to "debit card" and you do not know your PIN, most merchant machines provide the credit option for your check card. While withdrawing cash at an ATM is easy, there can be a fee. The cash back option is free.
When you received your Instant Cash & Check Card you were issued the PIN to be used at the ATM and for debit card purchases. If you have questions about your PIN or Debit Card, call us at 651-227-0771.
_____________________________________________________________________________________
"Financially Fit- the online edition" is now available by clicking the "NEWSLETTER" link appearing on our website.
Debit card users received important mailing
Under a new Federal law, consumers must opt-in for overdraft protection on debit cards. Without it, a debit card transaction could be declined at the point of sale if there is not enough funds to cover a purchase. Members who have our Instant Cash & Check card received a letter explaining the Credit Union’s overdraft fees, specifics of the regulation and how to opt-in or out of the program, please respond.
Vehicles, motorcycles and boats at the
same great rate plus a free $25 gift card
When shopping for the best price on your next vehicle, motorcycle or boat, there is only one place to check out financing options --- your Credit Union! We offer competitive interest rates for new vehicles (model years 2010-2011) starting as low as 3.99% APR. When buying an older model (2005-2009) our rates begin at 5.49% APR*. And as an added thank you for borrowing with us, you will receive a $25 gift card of your choice from various Twin Cities stores.
If you financed a vehicle with another lender, and the rate is higher than your Credit Union is offering, consider moving that loan here. You can apply for your loan by calling 651-227-0771, at our office or through our website.
* These annual percentage rates were in effect July 1, 2010 and are based on your credit history. All rates subject to change. Payment example: $15.000 borrowed for 36 months at 3.99% APR will have an approximate monthly payment of $443.
Don't be hit with excessive credit card rates
Most national and department store credit cards have interest rates exceeding 20% APR and some charge annual fees. You can avoid excessive rates and fees by choosing your Credit Union's VISA ® card. Our interest rate is just 14.25% APR with no annual fee. Call or visit our office to apply and begin to save money.*
* Complete terms and conditions will be provided with your application.
Free home buying seminars, another member service
Looking to buy a home? Are you a first-time home buyer and don't even know where to begin? Attend one of CU Companies' informative home buying seminars. Their experts will walk you through the home buying process from start to closing.
Some of the topics covered:
- Home Buying Process
- How much home can I afford/qualify for?
- How much will I need at closing?
- Q & A session with CU Companies REALTORS® and mortgage loan officers.
Join us July 13 or August 11 at CU Companies, 500 Main Street, New Brighton, MN. All Seminars start at 6:00 p.m. Please call (651) 631-3111 or e-mail info@cucompanies.com with your reservation.
Help us help the kids at Gillette Children's Health Care
Pipefitters Steamfitters and other area credit unions are joining together again this year to support the Children’s Miracle Network. This non-profit organization is dedicated to helping kids by raising funds for hospitals and programs across North America. The money we raise will benefit Gillette Children's Speciality Healthcare, St. Paul. Donations of $3 or more will be recognized with a paper balloon hung in our office. You can mail your check payable to Children's Miracle Network to our office or make your donation the next time you are in the branch.
.
Apply online, in person or by phone when you need a loan.
Members Financial Network
Realize your financial goals with solutions tailored to your needs. For a no cost, no obligation meeting, contact the MEMBERS Financial Services. Representative for assistance with mutual funds, insurance needs and more. |
|
