Your money is at your fingertips
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Cash back option being added to debit card this August
Starting August 18, you have the option to select "debit" or "credit" card at most merchants. When using the debit option, enter the same Personal Identification Number (PIN) you used for ATM withdrawals. Before completing the purchase most terminal screens will ask: "WOULD YOU LIKE CASH BACK?" Just select from the dollar amounts being offered or press the decline option. If the terminal defaults to "debit card" and you do not know your PIN, most merchant machines provide the credit option for your check card. While withdrawing cash at an ATM is easy, there can be a fee. The cash back option is free.
When you received your Instant Cash & Check Card you were issued the PIN to be used at the ATM and for debit card purchases. If you have questions about your PIN or Debit Card, call us at 651-227-0771.
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Will you pay with cash, check or plastic? Because fewer businesses now accept paper checks having our Instant Cash and Check Card (also known as a debit card) is the perfect way to utilize your checking account. *
MAKING PURCHASES
With the debit card you are able to pay for purchases anywhere that accepts a VISA ® card. Instead of receiving a bill at the end of the month, the money comes directly out of your account. Your card can usually be used to buy online or by telephone.
WITHDRAW CASH FROM YOUR CHECKING ACCOUNT
You can withdraw cash at automated teller machines use or consider the cash back option offered by many merchants. **
We encourage you to record all card transactions in your check register, although they will appear on your monthly checking statement.
ATM ONLY CARD
Some members may prefer to have a card that can be used at an automated teller machine and not for purchases. Our Instant Cash ATM is the perfect option. **
Don't have a checking account with us yet? Here are the advantages of Credit Union Checking!
* There is a $1 monthly fee for the card, charged each January to your account. **- Certain ATM owners charge a fees for transactions.
